Enable customers to pay for your services on any device with ease

USSD
Accept Payments Across All Networks
Receive money from customers using a unique code or set up a custom menu, whichever suits your business.
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Accept mobile money payments from all networks with a single USSD code
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Track all transactions through a centralized dashboard for easy reconciliation
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Works on any mobile phone and no internet required

Online Checkout
Receive Payments Online
Accept payments via mobile money, bank cards, or GHQR, and get your money in your account every hour. Integrate into your website to receive payments easily.

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Accept payments via mobile money, bank cards, wallets, and GhQR on your website or app
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Enable onsite checkout for direct payment or redirect customers to our platform to complete transactions
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Easily integrate with any platform for quick setup
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Instant reversals and refunds
Invoicing
Accept Payments Across All Networks
Generate and send customized invoices directly to customers. Make billing simple for you and your customers.
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Create and send invoices instantly to customers
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Offer flexible payment options: upfront or instalments
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Automate recurring payments with mobile money auto-debit

Send and Receive Money
Get Paid and Send Money With Ease
Move money in and out of your business easily. Send payments to any bank account or mobile money wallet, and receive money from all networks directly into your Hubtel merchant account.
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Easy API integration
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Send and receive money directly into your Hubtel merchant account from all networks
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Automated Payment for flexibility

Bulk Payments
Make Payments to Multiple Accounts
Send money to multiple people at once. Simplify payments for your business and save time by processing all payments in one go.
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Pay salaries, commissions, vendor fees, and refunds at once
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Send money to banks and mobile money wallets across all networks instantly
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Customize amounts and descriptions for each recipient

All-in-one POS
Accept In-store Payments
Generate and send customized invoices directly to customers. Make billing simple for you and your customers.Accept payments in-store from all mobile money networks, cards (insert, tap, or swipe), and QR codes. Easily receive payments while giving your customers multiple options to pay.
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Accept card, mobile money, and QR payments. No integration is required
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Send instant receipts via SMS and email
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Instant reversals and refunds

Businesses that use Hubtel
Schools
Churches
Tech Startups
Freelancers & Creative Agencies
Wholesalers
Online Businesses
E-commerce Platforms
Consulting Firms
Logistics & Delivery Services
Marketing & Advertising Agencies
Real Estate Agencies
Hospitals & Clinics
Manufacturing Companies
Agribusinesses & Farms
Hotels & Guesthouses
NGOs & Nonprofits
Construction & Engineering Firms
Event Planning Services